Payment methods

Suomikauppa mainly uses Checkout paying gateway to receive money. Checkout is safe paying method for you. It's registered to Finnish register of payment institutions which is controlled by financial supervision. Service is maintained by Checkout Finland Oy (VAT-number 2196606-6) and Checkout Finland Oy is owned by Osuuspankki (OP).

Paying with bank buttons

Checkout money transferring service transfers all payments to us. You can pay with any Finnish bank account (Nordea, Osuuspankki, Danske Bank, Handelsbank, S-pankki, POP Pankki, Aktia and many others). When you have paid you can see Checkout Finland Oy as receiver of the payment. It's normal and means that we have received your money, because Checkout Finland Oy transfers money to us.

Paying with credit card

Card payments can be performed online safely with the NETS SSL-secured payment form. Our company or Checkout Finland Oy does not have access to cardholder data, and card information is not stored on our systems. Our online store uses the international Verified by Visa and MasterCard SecureCode authentication services, which verify the identity of the cardholder.

Suomikauppa uses Checkout money transferring service with card payments. Suomikauppa is responsible about law and other things about card payments. When you pay with card you do order contract with Checkout Finland Oy (VAT-number (2196606-6) and Checkout Finland Oy is responsible with obligations and reclamations about card payments. Checkout is the receiver of your money and they transfer your money directly to us.

PayPal Payment

You can pay with PayPal Payment if you have a PayPal account. You can also use PayPal Payment with Visa, MasterCard or American Express credit cardsNEW! Credit card is no longer needed to purchase goods using PayPal.

More information can be found at PayPal website »

Wire Transfer / Pre Payment

If you don't own a credit card, or Finnish net bank credentials, you can still place an order with Suomikauppa by paying your order with wire transfer. Just create a shopping cart, forward to checkout and choose wire transfer as a payment method, and you’ll get the payment instructions shortly in a confirmation email!

If we do not receive the advance payment to our bank account within 2 weeks after the order, the order will be cancelled automatically.

NOTE! The customer is held responsible for all additional costs charged by the bank for international payment transfers. 
We will not deliver orders until the whole amount of the order is seen on our bank account.

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