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Payment methods

You can pay in many different ways in the Finnish store.

Online bank payment

If the customer has a Finnish bank account, he can use the online bank payment of the Paytrail payment intermediary service to pay for the order. Paytrail is a Finnish payment institution that has a payment institution license granted by the Financial Supervisory Authority, which requires them to make exceptionally strong investments in security. Paytrail is shown as the payee on the bank statement. Paytrail forwards your payment to Suomikauppa.

Payments by credit cards
You can pay in the online store with Visa, Visa Debit, Visa Electron, MasterCard and Debit MasterCard cards through the payment intermediary Stripe. Neither Suomikauppa nor the Stripe payment service has access to the card information, and the payment card information is not stored in our systems. The online store uses the international Verified by Visa and MasterCard SecureCode authentication services.


You can pay with PayPal if you have PayPal credentials. In addition, with PayPal payment, you can pay with Visa, MasterCard and American Express credit cards.

More information about PayPal payment can be found on PayPal's website »


If you live in a country where the currency is the euro (€), you can also pay with Klarna. Klarna is one of Europe's largest payment service providers. We use Klarna's "pay later" and "payment in parts" services.

Bank transfer

You can order products from Suomikauppa by bank transfer, even if you don't have a domestic bank ID or credit card. Place your order in the normal way in Suomikauppa, but select 'Bank transfer' as the payment method at checkout, and after placing the order, you will receive the payment information by email to the email address you provided to us.

We process the order only when the total amount of the order appears in our account. If we do not receive an advance payment to our account within a week from the date of placing the order, the order will be canceled automatically.

NOTE! The customer is responsible for all bank service fees that may apply to the account transfer. We do not deliver orders until the full amount of the order has been paid to our account.